THE APEX TIMES
Broadcom introduces Arcot Scam Defense aimed at stopping real-time fraud in card-not-present payments
The AVGO company unveiled a new fraud-prevention feature for e-commerce and other card-not-present transactions, designed to analyze behavioral and device outlines as payments are processed.
Broadcom said it has introduced Arcot Scam Defense, a new tool aimed at reducing payment fraud during card-not-present transactions, a category that covers e-commerce and other situations where a customer does not physically present a card. The announcement, dated October 22, 2026, positions the feature as a real-time defense that evaluates indicates during the transaction flow rather than relying only on after-the-fact checks.
According to the report, Arcot Scam Defense uses behavioral and device indicates in real time to help identify suspicious activity. The approach is meant to flag likely scams as a payment is being attempted, which matters because card-not-present fraud has been able to exploit faster checkout experiences and automated attack traffic.
The product is part of Broadcom’s Arcot fraud and risk management capabilities. Arcot technology is commonly used by financial institutions and payment providers to score transactions, manage risk rules, and apply layered controls designed to balance fraud prevention with legitimate customer approval rates. In this case, Broadcom’s framing emphasizes the ability to adapt to live indicates at the point of authorization.
Broadcom did not provide specific performance metrics, such as expected fraud reduction, false-positive rates, or deployment timelines, in the cited report. It also did not disclose which customers, geographies, or payment rails are included in the initial rollout, leaving key implementation details unclear.
For payment networks and issuers, scam detection for card-not-present transactions is increasingly central because attackers can operate at scale and often mimic legitimate shopping and onboarding behavior. Features that incorporate device fingerprints and behavioral patterns are designed to distinguish between normal customer activity and fraudster activity that reuses stolen credentials or runs synthetic attack campaigns.
Real-time fraud detection also reflects a broader shift in payments toward operational speed. As checkout flows become faster and more digital, fraud controls must respond quickly enough to be useful, which raises the importance of systems that can interpret multiple live inputs as decisions are made.
What to watch next is whether Broadcom and customers publish measurable outcomes for Arcot Scam Defense once it is deployed. Additional clarity on integration requirements, the types of indicates used, and how the tool coordinates with existing fraud rules or authorization strategies would help determine how much incremental protection it provides.
Why It Matters
- Card-not-present fraud remains a major challenge for issuers and payment processors, and real-time decisioning can reduce the time window for scams.
- Behavioral and device-based detection aligns with the way many payment attacks try to blend into normal user activity.
- If broadly adopted, tools like Arcot Scam Defense can influence how authorization engines incorporate risk indicates and customer approval thresholds.
- The lack of disclosed results makes it difficult to assess incremental effectiveness, which may be addressed in later customer case studies or technical documentation.
Sources
Key Facts
- Broadcom introduced Arcot Scam Defense on October 22, 2026.
- Arcot Scam Defense is designed to prevent fraud in card-not-present payments, such as e-commerce transactions.
- The feature evaluates behavioral and device indicates in real time during the payment process.
- The cited report does not include performance metrics or specific rollout details.
- Broadcom presents the tool as a real-time defense approach rather than a post-transaction review.
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